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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,867 | $72,273+0.8% | $101,275-28.1% | $79,856-8.8% |
| Participation rate | 96.3% | 68.5%+27.8pp | 75.8%+20.5pp | 69.6%+26.7pp |
| Annual return | 9.41% | 22.30%-12.9pp | 46.48%-37.1pp | 31.71%-22.3pp |
| Employer contribution / active EE | $1,767 | $2,691-34.3% | $3,660-51.7% | $2,471-28.5% |
| Participant deferral / active EE | $3,985 | $3,282+21.5% | $4,371-8.8% | $3,741+6.5% |
| Admin fee / account holder | $569 | $4,401-87.1% | $5,948-90.4% | $5,306-89.3% |