Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,636 | $78,027-45.4% | $178,528-76.1% | $80,925-47.3% |
| Participation rate | 23.1% | 65.7%-42.6pp | 77.1%-54.0pp | 67.7%-44.6pp |
| Annual return | 9.64% | 18.09%-8.5pp | 27.11%-17.5pp | 35.65%-26.0pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $987 | $4,408-77.6% | $6,278-84.3% | $4,299-77.1% |
| Admin fee / account holder | $2,721 | $7,168-62.0% | $10,419-73.9% | $6,940-60.8% |