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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,257 | $82,678+21.3% | $125,391-20.0% | $68,490+46.4% |
| Participation rate | 88.4% | 75.1%+13.3pp | 82.4%+6.0pp | 67.9%+20.5pp |
| Annual return | -21.60% | -5.97%-15.6pp | 572.41%-594.0pp | -7.85%-13.7pp |
| Employer contribution / active EE | $3,143 | $3,382-7.1% | $4,816-34.7% | $2,597+21.0% |
| Participant deferral / active EE | $5,580 | $6,111-8.7% | $7,448-25.1% | $4,028+38.5% |
| Admin fee / account holder | $1,876 | $6,277-70.1% | $10,009-81.3% | $5,403-65.3% |