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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,943 | $102,422-36.6% | $147,117-55.9% | $80,959-19.8% |
| Participation rate | 91.4% | 75.9%+15.6pp | 82.2%+9.2pp | 67.7%+23.8pp |
| Annual return | 10.88% | 135.16%-124.3pp | 420.54%-409.7pp | 35.67%-24.8pp |
| Employer contribution / active EE | $1,967 | $3,717-47.1% | $4,932-60.1% | $2,757-28.7% |
| Participant deferral / active EE | $5,681 | $6,652-14.6% | $8,065-29.6% | $4,300+32.1% |
| Admin fee / account holder | $2,701 | $7,953-66.0% | $12,993-79.2% | $6,925-61.0% |