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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,815 | $81,457+0.4% | $103,378-20.9% | $80,911+1.1% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 18.08% | 25.58%-7.5pp | 24.91%-6.8pp | 35.63%-17.5pp |
| Employer contribution / active EE | $7,967 | $3,107+156.4% | $3,870+105.9% | $2,756+189.1% |
| Participant deferral / active EE | $3,057 | $3,871-21.0% | $5,058-39.6% | $4,297-28.9% |
| Admin fee / account holder | $7,468 | $6,717+11.2% | $8,401-11.1% | $6,935+7.7% |