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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT10+ years Filed as: RBC CAPITAL MARKETS LLC Service code 55 60 S 6TH ST COMMISSIONS ACCTG P-14 · MINNEAPOLIS, MN 55402 | Other Commissions | $6,142 |
Filed as: ECONOMIC GROPUP PENSION SERVICES Service code 13 917 WESTERN AMERICA CIRCLE · MOBILE, AL 36609 | Contract Administrator | $2,847 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,718 |
Service code 13 PO BOX 54 · FRANKLIN SQUARE, NY 11010 | Contract Administrator | $150 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,743 | $81,504-63.5% | $102,437-71.0% | $80,959-63.3% |
| Participation rate | 72.9% | 66.9%+6.1pp | 74.5%-1.6pp | 67.7%+5.3pp |
| Annual return | 22.82% | 25.60%-2.8pp | 24.95%-2.1pp | 35.67%-12.8pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,737 | $3,871-29.3% | $5,060-45.9% | $4,300-36.4% |
| Admin fee / account holder | $78 | $6,719-98.8% | $8,388-99.1% | $6,925-98.9% |