See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SAGE ADVISORY SERVICES6+ years Filed as: SAGE CAPITAL ADVISORS LLC Service code 26 · EIN 86-1144017 | Advisory (Participants) | $171,726 |
ALERUS FINANCIAL, N.A.5 years Service code 15 · EIN 45-6062081 | Recordkeeping | $136,465 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,177 | $90,288-38.9% | $67,221-17.9% | $90,288-38.9% |
| Participation rate | 59.3% | 73.4%-14.1pp | 79.4%-20.1pp | 73.4%-14.1pp |
| Annual return | 10.04% | 53.97%-43.9pp | 20.72%-10.7pp | 53.97%-43.9pp |
| Employer contribution / active EE | $778 | $2,524-69.2% | $3,723-79.1% | $2,524-69.2% |
| Participant deferral / active EE | $2,278 | $4,232-46.2% | $4,384-48.0% | $4,232-46.2% |
| Admin fee / account holder | $273 | $114+139.1% | $5,844-95.3% | $114+139.1% |