Retirement plan

OCELOT ENGINEERING, INC. PROFIT SHARING & 401(K) PLAN

Name: OCELOT ENGINEERING, INC. - OCELOT ENGINEERING, INC. PROFIT SHARING & 401(K) PLAN (2017) Form 5500
Creator: OCELOT ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OCELOT ENGINEERING, INC. PROFIT SHARING & 401(K) PLAN, OCELOT ENGINEERING, INC.

OCELOT ENGINEERING, INC.EIN 95-2861346Plan #001PY 2017

555 S H ST - SAN BERNARDINO, CA 924103415909-889-2761LinkedIn1-10 employeeschemicals

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$4.6M

+15.7% from 2016

Total participants

155

-1.3% from 2016

Average account balance

$60,156

+30.7% from 2016

Annual return

19.40%

+12.16 pp from 2016

Benchmarks

See 2,319 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,319 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

49.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$208K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5567

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CHRISTENSON OREJEL ASSOCIATES, LLP2+ years Filed as: CHRISTENSON & DE GOOD Service code 10 · EIN 33-0770910	Accounting	$8,750
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290	Contract Administrator	$1,891

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$11K

$74 / participant

Contract admin$2K17.9%
Other / not subdivided$9K82.1%

% of EOY assets

0.228%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CHRISTENSON OREJEL ASSOCIATES LLP
Auditor EIN: 330770910
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,156

$51,466+16.9%

$78,778-23.6%

$62,293-3.4%

Participation rate

45.5%

59.8%-14.3pp

69.2%-23.7pp

69.5%-24.1pp

Annual return

19.40%

19.96%-0.6pp

35.62%-16.2pp

28.90%-9.5pp

Employer contribution / active EE

$827-100.0%

$1,986-100.0%

$2,042-100.0%

Participant deferral / active EE

$1,491

$2,147-30.5%

$2,958-49.6%

$3,169-52.9%

Admin fee / account holder

$137

$489-72.0%

$5,134-97.3%

$479-71.4%

Provider

Service type

Compensation

CHRISTENSON OREJEL ASSOCIATES, LLP2+ years

Filed as: CHRISTENSON & DE GOOD

Service code 10 · EIN 33-0770910

Accounting

$8,750

PRINCIPAL LIFE INSURANCE COMPANY3+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$1,891

OCELOT ENGINEERING, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OCELOT ENGINEERING, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion