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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,632 | $78,423-45.6% | $95,964-55.6% | $79,856-46.6% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 9.59% | 19.37%-9.8pp | 91.64%-82.1pp | 31.71%-22.1pp |
| Employer contribution / active EE | $958 | $1,945-50.8% | $2,541-62.3% | $2,471-61.2% |
| Participant deferral / active EE | $2,582 | $3,440-24.9% | $4,167-38.0% | $3,741-31.0% |
| Admin fee / account holder | $1,856 | $5,622-67.0% | $6,797-72.7% | $5,306-65.0% |