Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,706 | $66,319-74.8% | $93,621-82.2% | $65,186-74.4% |
| Participation rate | 53.5% | 74.0%-20.5pp | 75.8%-22.4pp | 70.2%-16.7pp |
| Annual return | 19.84% | 42.59%-22.7pp | 32.76%-12.9pp | 29.39%-9.5pp |
| Employer contribution / active EE | $0 | $2,013-100.0% | $2,719-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,147 | $3,343-65.7% | $4,070-71.8% | $3,514-67.4% |
| Admin fee / account holder | $1,664 | $6,900-75.9% | $7,890-78.9% | $847+96.5% |