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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,956 | $92,766+320.4% | $82,763+371.2% | $134,545+189.8% |
| Participation rate | 90.9% | 75.2%+15.7pp | 72.6%+18.3pp | 81.2%+9.7pp |
| Annual return | -17.21% | 946.97%-964.2pp | 702.45%-719.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $3,197 | $3,273-2.3% | $3,008+6.3% | $4,742-32.6% |
| Participant deferral / active EE | $3,334 | $4,802-30.6% | $4,395-24.1% | $6,401-47.9% |
| Admin fee / account holder | $1,404 | $5,978-76.5% | $5,325-73.6% | $11,431-87.7% |