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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $582,079 | $157,304+270.0% | $141,197+312.2% | $152,909+280.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 6.22% | 64.34%-58.1pp | 71.41%-65.2pp | 345.46%-339.2pp |
| Employer contribution / active EE | $9,689 | $5,263+84.1% | $4,736+104.6% | $4,764+103.4% |
| Participant deferral / active EE | $13,542 | $7,111+90.4% | $6,710+101.8% | $5,851+131.4% |
| Admin fee / account holder | $57,849 | $12,126+377.1% | $10,265+463.6% | $11,601+398.7% |