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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,733 | $117,829-16.2% | $102,423-3.6% | $145,877-32.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.67% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.6pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,090 | $5,732-46.1% | $5,054-38.9% | $6,691-53.8% |
| Admin fee / account holder | $17,266 | $13,335+29.5% | $9,455+82.6% | $13,402+28.8% |