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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,733 | $117,895-16.3% | $102,460-3.6% | $145,897-32.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.67% | 31.92%-23.3pp | 29.47%-20.8pp | 552.29%-543.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,090 | $5,736-46.1% | $5,056-38.9% | $6,689-53.8% |
| Admin fee / account holder | $17,266 | $13,353+29.3% | $9,460+82.5% | $13,390+28.9% |