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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,455 | $76,407+87.8% | $150,298-4.6% | $82,448+74.0% |
| Participation rate | 80.8% | 66.4%+14.4pp | 77.8%+3.0pp | 68.1%+12.7pp |
| Annual return | 18.74% | 39.99%-21.3pp | 62.79%-44.0pp | 41.64%-22.9pp |
| Employer contribution / active EE | $417 | $2,614-84.0% | $4,154-90.0% | $2,551-83.7% |
| Participant deferral / active EE | $4,572 | $3,214+42.2% | $5,453-16.2% | $4,139+10.4% |
| Admin fee / account holder | $4,593 | $6,352-27.7% | $14,116-67.5% | $7,234-36.5% |