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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,094 | $156,616-69.9% | $133,346-64.7% | $198,609-76.3% |
| Participation rate | 28.6% | 77.7%-49.1pp | 72.8%-44.3pp | 82.4%-53.8pp |
| Annual return | 10.94% | 44.25%-33.3pp | 36.85%-25.9pp | 202.70%-191.8pp |
| Employer contribution / active EE | $2,015 | $3,368-40.2% | $2,853-29.4% | $5,055-60.2% |
| Participant deferral / active EE | $2,429 | $4,920-50.6% | $4,332-43.9% | $6,977-65.2% |
| Admin fee / account holder | $1,957 | $17,468-88.8% | $14,264-86.3% | $19,030-89.7% |