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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,094 | $112,729-58.2% | $98,716-52.3% | $137,256-65.7% |
| Participation rate | 28.6% | 74.2%-45.7pp | 69.3%-40.7pp | 80.0%-51.4pp |
| Annual return | 10.94% | 38.48%-27.5pp | 31.81%-20.9pp | 220.34%-209.4pp |
| Employer contribution / active EE | $2,015 | $2,725-26.1% | $2,279-11.6% | $4,156-51.5% |
| Participant deferral / active EE | $2,429 | $4,640-47.7% | $4,048-40.0% | $6,407-62.1% |
| Admin fee / account holder | $1,957 | $10,129-80.7% | $8,703-77.5% | $12,270-84.1% |