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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,856 | $81,276+38.9% | $155,574-27.5% | $80,925+39.5% |
| Participation rate | 80.0% | 66.2%+13.8pp | 78.2%+1.8pp | 67.7%+12.3pp |
| Annual return | 6.95% | 33.36%-26.4pp | 64.87%-57.9pp | 35.65%-28.7pp |
| Employer contribution / active EE | $6,198 | $3,103+99.8% | $4,676+32.6% | $2,756+124.9% |
| Participant deferral / active EE | $5,871 | $3,453+70.0% | $5,629+4.3% | $4,299+36.6% |
| Admin fee / account holder | $57,048 | $7,993+613.7% | $15,914+258.5% | $6,940+722.0% |