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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,856 | $81,358+38.7% | $155,556-27.4% | $80,959+39.4% |
| Participation rate | 80.0% | 66.3%+13.7pp | 78.2%+1.8pp | 67.7%+12.3pp |
| Annual return | 6.95% | 33.39%-26.4pp | 64.84%-57.9pp | 35.67%-28.7pp |
| Employer contribution / active EE | $6,198 | $3,106+99.5% | $4,675+32.6% | $2,757+124.8% |
| Participant deferral / active EE | $5,871 | $3,455+69.9% | $5,631+4.3% | $4,300+36.5% |
| Admin fee / account holder | $57,048 | $7,994+613.7% | $15,885+259.1% | $6,925+723.8% |