Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,495 | $67,606-19.4% | $82,313-33.8% | $70,124-22.3% |
| Participation rate | 36.3% | 72.8%-36.5pp | 76.9%-40.6pp | 69.5%-33.3pp |
| Annual return | 15.21% | 21.57%-6.4pp | 25.88%-10.7pp | 73.14%-57.9pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,931 | $2,987-35.4% | $3,706-47.9% | $3,332-42.1% |
| Admin fee / account holder | $1,577 | $4,512-65.0% | $5,608-71.9% | $4,645-66.0% |