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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $569,717 | $202,342+181.6% | $172,752+229.8% | $152,897+272.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 1.31% | 1029.83%-1028.5pp | 802.97%-801.7pp | 345.43%-344.1pp |
| Employer contribution / active EE | $31,867 | $5,858+444.0% | $5,144+519.5% | $4,764+569.0% |
| Participant deferral / active EE | $6,333 | $5,948+6.5% | $5,198+21.8% | $5,851+8.2% |
| Admin fee / account holder | $26,335 | $17,111+53.9% | $13,955+88.7% | $11,599+127.0% |