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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,144 | $48,314-8.6% | $67,561-34.7% | $80,925-45.5% |
| Participation rate | 42.5% | 66.4%-23.9pp | 72.9%-30.4pp | 67.7%-25.2pp |
| Annual return | 21.23% | 18.28%+2.9pp | 3525.44%-3504.2pp | 35.65%-14.4pp |
| Employer contribution / active EE | $870 | $2,022-57.0% | $2,735-68.2% | $2,756-68.4% |
| Participant deferral / active EE | $2,055 | $2,927-29.8% | $4,003-48.7% | $4,299-52.2% |
| Admin fee / account holder | $309 | $3,690-91.6% | $4,006-92.3% | $6,940-95.5% |