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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,785 | $55,457-12.0% | $77,361-36.9% | $94,015-48.1% |
| Participation rate | 38.3% | 69.8%-31.5pp | 75.0%-36.7pp | 70.8%-32.5pp |
| Annual return | 19.19% | 15.57%+3.6pp | 1011.54%-992.3pp | 17.84%+1.3pp |
| Employer contribution / active EE | $760 | $2,255-66.3% | $2,990-74.6% | $2,790-72.8% |
| Participant deferral / active EE | $1,933 | $3,069-37.0% | $3,911-50.6% | $4,249-54.5% |
| Admin fee / account holder | $1,146 | $4,334-73.5% | $5,894-80.5% | $8,951-87.2% |