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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,039 | $154,228-22.8% | $145,433-18.1% | $137,256-13.3% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 17.08% | 74.59%-57.5pp | 66.58%-49.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,480 | $4,804-48.4% | $4,554-45.5% | $4,156-40.3% |
| Participant deferral / active EE | $9,583 | $8,216+16.6% | $7,897+21.3% | $6,407+49.6% |
| Admin fee / account holder | $1,621 | $14,344-88.7% | $13,129-87.7% | $12,270-86.8% |