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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $14,162 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $12 |
Filed as: CHARLES SCHWAB & CO. INC & AFFILIAT Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.4+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,210 | $23,119+86.9% | $71,089-39.2% | $75,289-42.6% |
| Participation rate | 24.9% | 36.3%-11.5pp | 54.6%-29.8pp | 72.4%-47.6pp |
| Annual return | -3.67% | -3.32%-0.4pp | 650.65%-654.3pp | -0.04%-3.6pp |
| Employer contribution / active EE | $746 | $399+87.0% | $1,088-31.4% | $2,405-69.0% |
| Participant deferral / active EE | $1,545 | $960+60.9% | $1,873-17.5% | $3,739-58.7% |
| Admin fee / account holder | $6 | $89-93.1% | $3,082-99.8% | $102-93.9% |