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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,628 | $96,956-23.0% | $69,779+6.9% | $273,972-72.8% |
| Participation rate | 71.4% | 77.1%-5.6pp | 71.8%-0.4pp | 83.0%-11.6pp |
| Annual return | 6.77% | 12.93%-6.2pp | 12.99%-6.2pp | 41.46%-34.7pp |
| Employer contribution / active EE | $162 | $3,316-95.1% | $2,338-93.1% | $4,869-96.7% |
| Participant deferral / active EE | $2,358 | $3,744-37.0% | $2,931-19.5% | $5,287-55.4% |
| Admin fee / account holder | $1,804 | $7,934-77.3% | $4,381-58.8% | $10,133-82.2% |