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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,154 | $185,905-87.0% | $170,057-85.8% | $139,487-82.7% |
| Participation rate | 78.6% | 87.8%-9.2pp | 87.0%-8.4pp | 80.3%-1.8pp |
| Annual return | 33.79% | 60.56%-26.8pp | 53.42%-19.6pp | 373.84%-340.1pp |
| Employer contribution / active EE | $4,985 | $7,597-34.4% | $6,790-26.6% | $4,755+4.8% |
| Participant deferral / active EE | $9,844 | $11,627-15.3% | $10,411-5.4% | $6,713+46.7% |
| Admin fee / account holder | $2,191 | $15,397-85.8% | $12,826-82.9% | $11,407-80.8% |