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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,981 | $202,345+98.7% | $172,755+132.7% | $152,885+162.9% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | -3.40% | 1029.77%-1033.2pp | 802.94%-806.3pp | 345.39%-348.8pp |
| Employer contribution / active EE | $17,806 | $5,858+204.0% | $5,144+246.1% | $4,763+273.8% |
| Participant deferral / active EE | $857 | $5,948-85.6% | $5,198-83.5% | $5,851-85.3% |
| Admin fee / account holder | $357 | $17,111-97.9% | $13,955-97.4% | $11,598-96.9% |