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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,730 | $53,546-18.3% | $69,890-37.4% | $68,490-36.2% |
| Participation rate | 97.6% | 64.5%+33.0pp | 70.5%+27.1pp | 67.9%+29.7pp |
| Annual return | -18.43% | -13.87%-4.6pp | 190.84%-209.3pp | -7.85%-10.6pp |
| Employer contribution / active EE | $2,496 | $2,019+23.6% | $2,560-2.5% | $2,597-3.9% |
| Participant deferral / active EE | $2,799 | $2,957-5.3% | $3,848-27.3% | $4,028-30.5% |
| Admin fee / account holder | $1,913 | $4,693-59.2% | $6,267-69.5% | $5,403-64.6% |