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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,122 | $102,422+3.6% | $147,117-27.9% | $80,959+31.1% |
| Participation rate | 92.8% | 75.9%+16.9pp | 82.2%+10.6pp | 67.7%+25.1pp |
| Annual return | 15.27% | 135.16%-119.9pp | 420.54%-405.3pp | 35.67%-20.4pp |
| Employer contribution / active EE | $584 | $3,717-84.3% | $4,932-88.2% | $2,757-78.8% |
| Participant deferral / active EE | $7,121 | $6,652+7.0% | $8,065-11.7% | $4,300+65.6% |
| Admin fee / account holder | $7,447 | $7,953-6.4% | $12,993-42.7% | $6,925+7.5% |