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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,833 | $106,749+15.1% | $145,433-15.5% | $82,448+49.0% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 12.34% | 27.59%-15.3pp | 66.58%-54.2pp | 41.64%-29.3pp |
| Employer contribution / active EE | $869 | $3,444-74.8% | $4,554-80.9% | $2,551-65.9% |
| Participant deferral / active EE | $8,515 | $6,519+30.6% | $7,897+7.8% | $4,139+105.7% |
| Admin fee / account holder | $16,155 | $8,390+92.6% | $13,129+23.0% | $7,234+123.3% |