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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,271 | $217,432-41.9% | $185,851-32.1% | $167,553-24.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.53% | 148.43%-136.9pp | 122.11%-110.6pp | 478.89%-467.4pp |
| Employer contribution / active EE | $4,881 | $5,874-16.9% | $5,168-5.6% | $4,840+0.9% |
| Participant deferral / active EE | $2,142 | $6,357-66.3% | $5,569-61.5% | $6,343-66.2% |
| Admin fee / account holder | $3,087 | $19,820-84.4% | $16,245-81.0% | $12,316-74.9% |