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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,192 | $154,209+15.6% | $130,062+37.0% | $139,487+27.7% |
| Participation rate | 94.7% | 82.0%+12.8pp | 78.5%+16.2pp | 80.3%+14.4pp |
| Annual return | 21.53% | 32.52%-11.0pp | -137.37%+158.9pp | 373.84%-352.3pp |
| Employer contribution / active EE | $6,303 | $5,292+19.1% | $4,322+45.8% | $4,755+32.6% |
| Participant deferral / active EE | $2,225 | $6,709-66.8% | $5,821-61.8% | $6,713-66.9% |
| Admin fee / account holder | $5,934 | $13,988-57.6% | $10,601-44.0% | $11,407-48.0% |