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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,464 | $76,371+116.7% | $93,621+76.7% | $72,976+126.7% |
| Participation rate | 67.4% | 71.8%-4.3pp | 75.8%-8.4pp | 69.5%-2.0pp |
| Annual return | 21.13% | 25.82%-4.7pp | 32.76%-11.6pp | 81.02%-59.9pp |
| Employer contribution / active EE | $903 | $2,276-60.3% | $2,719-66.8% | $2,440-63.0% |
| Participant deferral / active EE | $4,089 | $3,538+15.6% | $4,070+0.5% | $3,608+13.3% |
| Admin fee / account holder | $6,576 | $6,839-3.9% | $7,890-16.7% | $5,124+28.3% |