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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,654 | $211,239-56.1% | $178,528-48.1% | $145,877-36.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.95% | 30.22%-22.3pp | 27.11%-19.2pp | 551.28%-543.3pp |
| Employer contribution / active EE | $2,132 | $4,570-53.4% | $3,950-46.0% | $4,663-54.3% |
| Participant deferral / active EE | $8,592 | $6,963+23.4% | $6,278+36.8% | $6,691+28.4% |
| Admin fee / account holder | $2,231 | $12,095-81.6% | $10,419-78.6% | $13,402-83.4% |