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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,427 | $106,280+438.6% | $96,538+493.0% | $139,487+310.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.05% | 38.48%-29.4pp | 35.74%-26.7pp | 373.84%-364.8pp |
| Employer contribution / active EE | $7,388 | $4,107+79.9% | $3,740+97.5% | $4,755+55.4% |
| Participant deferral / active EE | $7,750 | $5,457+42.0% | $4,880+58.8% | $6,713+15.5% |
| Admin fee / account holder | $13,150 | $7,888+66.7% | $6,737+95.2% | $11,407+15.3% |