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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,141 | $68,681-5.2% | $86,625-24.8% | $85,851-24.1% |
| Participation rate | 79.4% | 66.4%+13.1pp | 71.6%+7.8pp | 69.3%+10.1pp |
| Annual return | 9.63% | 20.12%-10.5pp | 63.52%-53.9pp | 318.63%-309.0pp |
| Employer contribution / active EE | $0 | $1,880-100.0% | $2,496-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,300 | $2,919-21.2% | $3,700-37.8% | $3,952-41.8% |
| Admin fee / account holder | $3,116 | $5,974-47.8% | $5,830-46.6% | $6,261-50.2% |