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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,468,425 | $73,863+1888.0% | $143,797+921.2% | $68,490+2044.0% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.75% | 0.91%-20.7pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $33,602 | $3,185+955.1% | $4,952+578.5% | $2,597+1194.0% |
| Participant deferral / active EE | $18,457 | $3,385+445.3% | $5,638+227.3% | $4,028+358.2% |
| Admin fee / account holder | $26,761 | $5,756+364.9% | $14,679+82.3% | $5,403+395.3% |