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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,716 | $90,400+288.0% | $186,193+88.4% | $87,485+300.9% |
| Participation rate | 86.4% | 66.2%+20.2pp | 77.1%+9.3pp | 68.9%+17.4pp |
| Annual return | 6.75% | 22.15%-15.4pp | 78.03%-71.3pp | 26.06%-19.3pp |
| Employer contribution / active EE | $6,172 | $2,170+184.4% | $3,918+57.5% | $2,596+137.7% |
| Participant deferral / active EE | $12,612 | $4,330+191.3% | $6,513+93.6% | $4,274+195.1% |
| Admin fee / account holder | $10,884 | $8,673+25.5% | $11,058-1.6% | $7,775+40.0% |