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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,716 | $80,812+334.0% | $160,784+118.1% | $82,448+325.4% |
| Participation rate | 86.4% | 66.2%+20.1pp | 77.0%+9.4pp | 68.1%+18.3pp |
| Annual return | 6.75% | 100.59%-93.8pp | 1803.92%-1797.2pp | 41.64%-34.9pp |
| Employer contribution / active EE | $6,172 | $2,174+183.9% | $3,733+65.4% | $2,551+142.0% |
| Participant deferral / active EE | $12,612 | $4,335+190.9% | $6,293+100.4% | $4,139+204.7% |
| Admin fee / account holder | $10,884 | $7,695+41.4% | $9,717+12.0% | $7,234+50.4% |