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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,112 | $77,908+269.8% | $149,696+92.5% | $75,173+283.3% |
| Participation rate | 85.2% | 65.6%+19.6pp | 78.8%+6.4pp | 67.2%+18.0pp |
| Annual return | 14.23% | 31.73%-17.5pp | 134.46%-120.2pp | 160.72%-146.5pp |
| Employer contribution / active EE | $24,819 | $3,138+691.0% | $4,821+414.8% | $2,671+829.2% |
| Participant deferral / active EE | $7,991 | $3,411+134.3% | $5,682+40.6% | $4,126+93.7% |
| Admin fee / account holder | $26,685 | $5,950+348.5% | $13,212+102.0% | $5,651+372.3% |