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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,002,271 | $175,231+472.0% | $149,696+569.5% | $139,466+618.6% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 10.27% | 166.77%-156.5pp | 134.46%-124.2pp | 373.66%-363.4pp |
| Employer contribution / active EE | $41,167 | $5,478+651.5% | $4,821+753.9% | $4,754+766.0% |
| Participant deferral / active EE | $19,167 | $6,521+193.9% | $5,682+237.3% | $6,712+185.6% |
| Admin fee / account holder | $85,323 | $16,155+428.2% | $13,212+545.8% | $11,409+647.9% |