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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,643 | $155,555+0.1% | $146,866+6.0% | $155,188+0.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.06% | 115.41%-102.4pp | 102.85%-89.8pp | 148.84%-135.8pp |
| Employer contribution / active EE | $6,866 | $4,647+47.8% | $4,425+55.2% | $4,248+61.6% |
| Participant deferral / active EE | $3,697 | $8,044-54.0% | $7,759-52.4% | $6,531-43.4% |
| Admin fee / account holder | $605 | $14,755-95.9% | $13,620-95.6% | $14,480-95.8% |