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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,643 | $196,972-21.0% | $182,262-14.6% | $198,609-21.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 13.06% | 158.27%-145.2pp | 140.60%-127.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $6,866 | $5,364+28.0% | $5,046+36.1% | $5,055+35.8% |
| Participant deferral / active EE | $3,697 | $8,643-57.2% | $8,276-55.3% | $6,977-47.0% |
| Admin fee / account holder | $605 | $18,429-96.7% | $16,712-96.4% | $19,030-96.8% |