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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,839 | $82,686+22.0% | $125,401-19.6% | $68,494+47.2% |
| Participation rate | 95.6% | 75.1%+20.5pp | 82.4%+13.2pp | 67.9%+27.7pp |
| Annual return | -30.74% | -5.97%-24.8pp | 572.53%-603.3pp | -7.86%-22.9pp |
| Employer contribution / active EE | $10,855 | $3,381+221.0% | $4,816+125.4% | $2,597+318.0% |
| Participant deferral / active EE | $15,306 | $6,112+150.4% | $7,448+105.5% | $4,028+280.0% |
| Admin fee / account holder | $2,504 | $6,278-60.1% | $10,008-75.0% | $5,403-53.7% |