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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,285 | $109,905-6.0% | $98,506+4.9% | $167,553-38.4% |
| Participation rate | 60.0% | 75.8%-15.8pp | 73.3%-13.3pp | 82.1%-22.1pp |
| Annual return | 15.25% | 1960.20%-1944.9pp | 1494.92%-1479.7pp | 478.89%-463.6pp |
| Employer contribution / active EE | $930 | $3,226-71.2% | $2,961-68.6% | $4,840-80.8% |
| Participant deferral / active EE | $2,846 | $4,674-39.1% | $4,277-33.5% | $6,343-55.1% |
| Admin fee / account holder | $3,611 | $6,760-46.6% | $5,955-39.4% | $12,316-70.7% |