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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,670 | $100,033-24.4% | $149,716-49.5% | $70,124+7.9% |
| Participation rate | 89.8% | 83.6%+6.2pp | 87.1%+2.8pp | 69.5%+20.3pp |
| Annual return | 17.04% | 27.43%-10.4pp | 1501.67%-1484.6pp | 73.14%-56.1pp |
| Employer contribution / active EE | $2,506 | $3,661-31.5% | $5,444-54.0% | $2,342+7.0% |
| Participant deferral / active EE | $5,707 | $4,982+14.5% | $6,568-13.1% | $3,332+71.3% |
| Admin fee / account holder | $1,269 | $8,285-84.7% | $11,282-88.8% | $4,645-72.7% |