Retirement plan

FLORENCE CRITTENTON SERVICES 403(B) PLAN

Name: FLORENCE CRITTENTON SERVICES OF ORANGE COUNTY - FLORENCE CRITTENTON SERVICES 403(B) PLAN (2025) Form 5500
Creator: FLORENCE CRITTENTON SERVICES OF ORANGE COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FLORENCE CRITTENTON SERVICES 403(B) PLAN, FLORENCE CRITTENTON SERVICES OF ORANGE COUNTY

FLORENCE CRITTENTON SERVICES OF ORANGE COUNTYEIN 95-2492427Plan #001PY 2025

801 E CHAPMAN AVE., SUITE 203 - FULLERTON, CA 92831714-680-9000LinkedIn1-10 employeesmedical practice

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$12.9M

+15.8% from 2024

Total participants

529

+4.8% from 2024

Average account balance

$33,772

+5.6% from 2024

Annual return

12.53%

+1.48 pp from 2024

Benchmarks

See 593 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort593 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.93M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

383

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

64.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$206

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA SEC. CORP LLC2 years Service code 15 320 PARK AVENUE · NEW YORK, NY 10022	Recordkeeping	$56,809
WILSHIRE ASSOCIATES INCORPORATED2 years Filed as: WILSHIRE ASSOCIATES INC. Service code 31 1299 OCEAN AVENUE · SANTA MONICA, CA 90401	Named fiduciary	$6,044
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$79K

$192 / participant

Recordkeeping$57K72.0%
Investment mgmt$6K7.7%
Other / not subdivided$16K20.4%

% of EOY assets

0.610%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HARRINGTON GROUP, CPAS, LLP
Auditor EIN: 954557617
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,772

$36,002-6.2%

$161,489-79.1%

$64,728-47.8%

Participation rate

64.5%

57.4%+7.0pp

78.7%-14.2pp

57.9%+6.6pp

Annual return

12.53%

33.93%-21.4pp

89.72%-77.2pp

49.38%-36.8pp

Employer contribution / active EE

$1,182

$1,380-14.3%

$4,268-72.3%

$2,243-47.3%

Participant deferral / active EE

$2,152

$1,815+18.6%

$5,630-61.8%

$2,729-21.2%

Admin fee / account holder

$206

$931-77.8%

$16,006-98.7%

$1,145-82.0%

Provider

Service type

Compensation

MUTUAL OF AMERICA SEC. CORP LLC2 years

Service code 15

320 PARK AVENUE · NEW YORK, NY 10022

Recordkeeping

$56,809

WILSHIRE ASSOCIATES INCORPORATED2 years

Filed as: WILSHIRE ASSOCIATES INC.

Service code 31

1299 OCEAN AVENUE · SANTA MONICA, CA 90401

Named fiduciary

$6,044

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

FLORENCE CRITTENTON SERVICES 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FLORENCE CRITTENTON SERVICES 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion