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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,475 | $138,312-59.2% | $122,979-54.1% | $155,188-63.6% |
| Participation rate | 91.7% | 80.2%+11.5pp | 77.2%+14.5pp | 80.8%+10.9pp |
| Annual return | 7.22% | 22.06%-14.8pp | 20.12%-12.9pp | 148.84%-141.6pp |
| Employer contribution / active EE | $2,191 | $3,530-37.9% | $3,062-28.4% | $4,248-48.4% |
| Participant deferral / active EE | $1,216 | $5,592-78.3% | $5,003-75.7% | $6,531-81.4% |
| Admin fee / account holder | $10,753 | $15,089-28.7% | $12,864-16.4% | $14,480-25.7% |