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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,475 | $167,415-66.3% | $140,514-59.8% | $198,609-71.6% |
| Participation rate | 91.7% | 80.9%+10.8pp | 77.8%+13.9pp | 82.4%+9.3pp |
| Annual return | 7.22% | 13.85%-6.6pp | 14.36%-7.1pp | 202.70%-195.5pp |
| Employer contribution / active EE | $2,191 | $4,088-46.4% | $3,378-35.1% | $5,055-56.7% |
| Participant deferral / active EE | $1,216 | $5,579-78.2% | $4,919-75.3% | $6,977-82.6% |
| Admin fee / account holder | $10,753 | $16,730-35.7% | $13,697-21.5% | $19,030-43.5% |