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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,475 | $124,425-54.6% | $112,040-49.6% | $137,256-58.9% |
| Participation rate | 91.7% | 79.3%+12.4pp | 76.5%+15.2pp | 80.0%+11.7pp |
| Annual return | 7.22% | 24.72%-17.5pp | 24.52%-17.3pp | 220.34%-213.1pp |
| Employer contribution / active EE | $2,191 | $3,411-35.8% | $2,954-25.8% | $4,156-47.3% |
| Participant deferral / active EE | $1,216 | $5,718-78.7% | $5,098-76.2% | $6,407-81.0% |
| Admin fee / account holder | $10,753 | $15,207-29.3% | $12,098-11.1% | $12,270-12.4% |