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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,475 | $136,860-58.7% | $120,344-53.1% | $154,746-63.5% |
| Participation rate | 91.7% | 79.9%+11.8pp | 76.7%+15.0pp | 80.7%+11.0pp |
| Annual return | 7.22% | 21.38%-14.2pp | 20.30%-13.1pp | 172.34%-165.1pp |
| Employer contribution / active EE | $2,191 | $3,533-38.0% | $3,020-27.4% | $4,379-50.0% |
| Participant deferral / active EE | $1,216 | $5,793-79.0% | $5,135-76.3% | $6,730-81.9% |
| Admin fee / account holder | $10,753 | $15,393-30.1% | $12,742-15.6% | $14,365-25.1% |