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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,672 | $81,870-18.6% | $119,622-44.3% | $68,486-2.6% |
| Participation rate | 94.1% | 71.9%+22.2pp | 79.3%+14.9pp | 67.9%+26.2pp |
| Annual return | -10.49% | -23.82%+13.3pp | -14.98%+4.5pp | -7.85%-2.6pp |
| Employer contribution / active EE | $348 | $2,692-87.1% | $4,232-91.8% | $2,597-86.6% |
| Participant deferral / active EE | $5,385 | $4,148+29.8% | $5,601-3.9% | $4,028+33.7% |
| Admin fee / account holder | $3,778 | $6,583-42.6% | $10,328-63.4% | $5,404-30.1% |