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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,069 | $91,559+110.9% | $133,971+44.1% | $79,852+141.8% |
| Participation rate | 88.9% | 73.3%+15.5pp | 79.8%+9.0pp | 69.6%+19.3pp |
| Annual return | 21.55% | 61.85%-40.3pp | 45.09%-23.5pp | 31.72%-10.2pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $8,337 | $3,734+123.3% | $5,047+65.2% | $3,740+122.9% |
| Admin fee / account holder | $12,507 | $6,321+97.9% | $8,929+40.1% | $5,306+135.7% |