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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,644 | $63,346+134.7% | $92,240+61.1% | $70,126+112.0% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 11.97% | 530.19%-518.2pp | 176.29%-164.3pp | 73.15%-61.2pp |
| Employer contribution / active EE | $1,754 | $2,471-29.0% | $3,680-52.3% | $2,343-25.1% |
| Participant deferral / active EE | $2,951 | $2,854+3.4% | $3,897-24.3% | $3,332-11.4% |
| Admin fee / account holder | $1,375 | $3,841-64.2% | $5,194-73.5% | $4,645-70.4% |